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「月光族」指的就是一個人很會花錢，每到月底就把錢花光光，英文可以說：「I’m tapped out by the end of the month.」tap out的原意是「在賭博中輸掉全部錢財」，口語上可當「花光錢；沒錢」之意。也可說：「I’m broke by the end of the month.」「I’m busted by the end of the month.」
A：Isn’t Gloria just some bookkeeper in a small company? She seems to have a lot of money to spend!
B：Well, she is busted by the end of the month.
A：格格不是在一家小公司擔任小小的記帳員嗎？她怎麼花錢如流水啊？
B：她是月光族啊。
來源：台科大應用外語系助理教授黃玟君
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